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Short Summary
Innovative mobile payment technologies with unrivalled business tools for small businesses to get paid faster, work smarter, and keep more of what they earn with Open Banking. Accept bank and card payments with just your phone, no card machine. EIS.
Highlights
- Processed £386,000 in 6 Months with 80+ Customers including Harlequins F.C
- Experienced Team and Industry-Leading Strategic Partner (FCA Regulated)
- Save up to 80% in fees compared to traditional payment methods
- Available on iOS and Android
- Cheaper than traditional payment methods
Overview
| Target | 17,500,000 |
| Minimum | 250,000 |
| Investment Raised | 20,000,000 |
| Previous Rounds | 2,000,000 |
| Stage | Breaking Even |
| Investor Role | Any |
The Business
Small businesses are losing time and money on sending quotes and invoices, chasing payments, managing cash flow, and juggling multiple tools. Traditional payment methods involve high fees, clunky hardware, and complex software. NabyPay simplifies payments and business management with an all-in-one mobile app they can use on the go. Available on iOS and Android, payment requests can be made in-person by QR Code or online by Payment Link, receive funds quickly at lower costs, and easily manage transactions. Upcoming features include tap-to-pay, quotes and invoices, AI-based scheduling, reporting, and bookkeeping integration. NabyPay helps small businesses save time and money, so they can focus on what matters most – growing their business. INVESTOR DECK AVAILABLE ON REQUEST
The Market
There is a huge underserved market of small businesses needing digital enhancement. ? UK SMEs: 5.5M businesses | £2.35T turnover ? Micro trade and construction businesses: 863K businesses | £164B turnover ? 15% of London / SE targetable businesses: 42K businesses | £8.9B turnover Trade and construction, the largest sector in the UK, relies on cash transactions, yet changing consumer expectations and government regulations are driving the adoption of digital payments. Our GTM strategy focuses on the most affluent region, London and the South East, with significant growth potential. By targeting this underserved market, we aim to capture market share and establish a strong foothold, with expansion plans targeting other sectors/geographies
Progress/Proof
NabyPay has gained significant early traction and achieved initial product-market-fit: ? Generating revenue ? Launched on iOS and Android, rated 4.8 out of 5.0 by users ? Strategic Partnerships with Stripe (FCA Regulated) & software development co. ? Strong, experienced leadership team ? Integrated Open Banking payments and full stack marketing During our successful 6-month Market Trial: ? Acquired 80+ customers, including Harlequins F.C. ? Processed £386,000 in payments ? Reduced Acquisition Cost (CPA) by 50% “Switching to NabyPay has significantly reduced our processing costs, we receive payouts faster and have saved countless hours, freeing up our team to focus on the tasks that matter.” Angeline Greenwood, FD, Harlequins
Objectives/Future
Our strategy focuses on securing a 12-month runway with this investment round, aiming for: ? 4,400 monthly active customers ? £116m in annualised payments through the system ? £2m in annualised revenues Target of £47 million in annualised revenues by the end of Year 3.
The Team
Anthony Mullaly
CEO
With over 25 years driving innovation in digital media and technology, I am the founder and CEO of NabyPay, a payment app simplifying secure transactions for businesses and consumers. I have extensive experience in strategy, consulting, and product leadership, having worked with leading companies like accesso, TE2, Accenture, Sony, Siemens, and more. Throughout my career, I have led and contributed to projects delivering scalable solutions for digital video, online gaming, and next-gen experience engineering. My core strengths include product strategy, consulting, leadership, and entrepreneurship. I am passionate about creating value for customers, partners, and stakeholders by leveraging emerging technologies. As founder of NabyPay, my vision is to make it the preferred, seamless payment solution worldwide. My leadership style combines dependability, methodical decision-making, and inspirational people skills to consistently deliver results. From steering complex projects to managing high-performing teams, I have a proven track record of fostering innovation and earning trust.
Guy Lamothe
CFO
Trusted strategic finance professional and fractional CFO partnering with executive management and collaborating with operations, R&D, and sales & marketing teams. 2x co-founder and passionate about working with startup companies to develop new and emerging ventures. Proven experience in building and leading finance & accounting functions, strategy development, planning & analysis, operations finance, tax, and due diligence. Industry experience includes technology, fintech, entertainment, sports, gambling, and hospitality. Geographical experience in US, UK, Europe, and Asia-Pacific.
Ellis Lynas
CMO
I’m a Serial Entrepreneur and Freelancer/Contractor with a background of over 12 Years Experience in Design and Marketing, based on the Isle of Wight, with a keen, but non-exclusive, focus on SaaS, Mobile Apps, and eCommerce.
The Deal
Looking for PKR 405,000,000 - Min per Investor PKR 9,200,000 Raising up to £1.1m (EIS). £5.5m pre-money valuation – open to discussion at this stage. £25k minimum investments. Use of funds to accelerate our growth will support: ? Product development and innovation ? Marketing and customer acquisition efforts ? Operational scalability and infrastructure enhancements